Your Home Buying Roadmap
The 7 steps from “just browsing” to keys in hand — with typical Charleston timelines for each.
Strategy Chat DAY 1
A relaxed 15–20 minute conversation about what you want, your timeline, and your budget. Phone, coffee, or video — your call. Zero obligation.
Pre-Approval 2–5 DAYS
A lender verifies your income, assets, and credit and gives you your real number. Troy can introduce you to trusted local lenders who know the Charleston market and close on time.
The Search 2 WKS–3 MOS
A custom search alerts you the moment matching homes hit the MLS — often before the big national sites — plus off-market and coming-soon opportunities Troy hears about through 25 years of local relationships.
Showings ONGOING
Tour your shortlist. Troy points out what buyers miss: drainage, HVAC age, flood zone considerations, and the resale factors that matter in the Lowcountry.
The Offer 1–3 DAYS
Comparable sales plus 25 years of local negotiating experience produce an offer that's competitive without overpaying. In South Carolina, earnest money and terms matter as much as price.
Under Contract 30–45 DAYS
Inspections in week one, appraisal in weeks two to three, repair negotiations, and clear-to-close. Troy manages the timeline so nothing slips.
Closing Day 1 DAY
In South Carolina, closings are conducted by a licensed attorney. You sign, funds transfer, the keys are yours — and Troy hands you a list of his favorite local restaurants near your new home. 🎉
Good to know: timelines flex
Cash purchases can close in two weeks; VA and FHA loans sometimes need a few extra days. Your timeline is built around your life — lease endings, school calendars, PCS orders — not the other way around.
Ready for step 1?
It's just a relaxed 15–20 minute conversation about what you're looking for. No pressure, no obligation — that's a promise.